The conditions governing your use of the Finerlives website and resources.
These Terms of Service (“Terms”) govern your access to and use of the Finerlives website located at finerlives.com (“Website”), operated by Finerlives GmbH (“we”, “our”, “us”).
By accessing or using this Website, you agree to be bound by these Terms. If you do not agree, please do not use this Website.
Finerlives is a free financial education and career guidance platform. All content on this Website is provided solely for informational and educational purposes. We do not sell financial products or services, manage investments, or provide regulated financial advice of any kind.
We are not authorised by the Federal Financial Supervisory Authority (BaFin) or any other regulatory body to provide investment advice, financial planning services, or psychological assessments. Nothing on this Website should be interpreted as such.
All content — including articles, guides, profiles, and any other material — is provided strictly for informational and educational purposes. It does not constitute:
You should not make any financial, investment, or career decision based solely on information obtained from this Website. Always seek advice from a qualified, regulated professional before making such decisions.
This Website is intended for users aged 16 and over. By using this Website you confirm that you are at least 16 years of age. If you are under 18, you should use this Website only with the awareness of a parent or guardian.
You may access and use the Website and its content for personal, non-commercial, informational purposes. You agree not to:
All content on this Website — including text, graphics, logos, and design elements — is the intellectual property of Finerlives GmbH or its contributors and is protected under applicable copyright and intellectual property law.
You may share links to our content and quote brief passages for non-commercial educational purposes, provided you attribute Finerlives as the source and include a link back to the original page. Any other reproduction or commercial use requires prior written consent.
Our Website may contain links to third-party websites and resources. These links are provided for informational convenience only. We do not endorse, control, or take responsibility for the content, accuracy, or practices of any linked third-party website. Your use of any linked site is at your own risk and subject to that site’s own terms and privacy policy.
We make every effort to ensure the accuracy, completeness, and currency of the educational information on this Website. However, financial and regulatory environments change frequently, and we cannot guarantee that all information is up to date at all times. We reserve the right to update, modify, or remove content at any time without notice.
We do not warrant that the Website will be available at all times or free from errors or interruptions.
To the fullest extent permitted by applicable law, Finerlives GmbH and its employees, contributors, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from:
Nothing in these Terms excludes or limits liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation, or any other liability which cannot be excluded by law.
The Website and all content are provided on an “as is” and “as available” basis. We make no warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
When you submit our contact form, you acknowledge that:
These Terms shall be governed by and construed in accordance with the laws of the Federal Republic of Germany. Any disputes arising in connection with these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Mecklenburg-Vorpommern, Germany, unless mandatory consumer protection law in your country of residence provides otherwise.
We reserve the right to update these Terms at any time. Changes will be posted on this page with a revised “Last Updated” date. Your continued use of the Website after such changes constitutes your acceptance of the updated Terms.
If you have any questions regarding these Terms, please contact us at:
Finerlives GmbH
Kurfurstendamm 134, 18242 Butzow, Germany
Email: info@finerlives.com
